Your parents just wired you $500 and your grandma slipped you $200 before you left. You’ve got the $2000 from your summer job and you’re ready to spend all your cash. Here are seven things you shouldn’t be spending your money on so you can learn to start saving.

1Inordinate amounts of junk food

You are getting used to choosing what you eat and sometimes it can be hard not to indulge your cravings. It’s fine to treat yourself occasionally, but if you’re splurging on treats daily it’s bad for your health and your wallet. That’s a double whammy. (And it’s not the “Freshman 15” anymore if you’re no longer a frosh).

2Streaming services like Netflix or Hulu

Whether you’re Netflix and chilling or bingeing the latest season of Scandal, these streaming sites are never something you pay for… at least, not personally. Ask around and find someone whose parents pay for multiple viewers at a time so that you don’t have to break the bank for a little downtime!


You’re paying $100’s for clothing that you could find for cheaper if you do a little research. It’s already getting cold and no one will be able to see what you are wearing under three layers of clothes. Plus, bruh that’s $50 for a t-shirt. If you want some unique finds try thrifting at shops like Unique, Salvation Army, or Goodwill.

4The latest iPhone X

Unless you have the iPhone forever plan there is no reason a college student should be taking a thousand bucks out of their pockets. Wait a few months for the price to drop and then enjoy the new facial recognition. Trust me, it will still be cool in January.

5Brand new textbooks

Unless you are in love with the subject and intend on whipping out the book to show your grandkids there’s no reason to shell out on the latest hardcover textbook. Try renting it online, using the lending library, or finding a used one on Amazon. With a little effort, that’s hundreds of dollars unspent in your bank account.

6Don’t let your bank trick you

Countless banks advertise good deals for college students, but many of them are a hoax. Make sure you do your research and find offers that give cash back or discounts when you spend money at certain venues. If you are not careful, you could end up losing big bucks to  the bank without even noticing.